Notice of Action in Mortgage Foreclosure

Notice of Action in
Mortgage Foreclosure

Case No.: MG-25-000138

Civil Action

Mortgage Foreclosure

U.S. Bank Trust Company, National Association, Not in its Individual Capacity but Solely as Indenture Trustee of CIM Trust 2023-R2, Plaintiff

Joseph E. Volk Jr. Known Heir of Ruth A. Volk a/k/a Ruth Ann Volk, Deceased; William K. Ryan Known Heir of Ruth A. Volk a/k/a Ruth Ann Volk, Deceased; Unknown Heirs, Successors, Assigns and All Persons, Firms or Associations Claiming Right, Title or Interest From or Under Ruth A. Volk a/k/a Ruth Ann Volk, Deceased, Defendants

Notice of Sheriff's Sale of Real Estate

To: Joseph E. Volk Jr. Known Heir of Ruth A. Volk a/k/a Ruth Ann Volk, Deceased 126 Clyde Avenue, Cheswick, PA 15024; William K. Ryan Known Heir of Ruth A. Volk a/k/a Ruth Ann Volk, Deceased 126 Clyde Avenue, Cheswick, PA 15024; Unknown Heirs, Successors, Assigns and All Persons, Firms or Associations Claiming Right, Title or Interest From or Under Ruth A. Volk a/k/a Ruth Ann Volk, Deceased 126 Clyde Avenue, Cheswick, PA 15024

Unknown Heirs, Successors, Assigns and All Persons, Firms or Associations Claiming Right, Title or Interest From or Under Ruth A. Volk a/k/a Ruth Ann Volk, Deceased 126 Clyde Avenue, Cheswick, PA 15024

This Firm Is A Debt Collector Attempting To Collect A Debt And Any Information Obtained Will Be Used For That Purpose. If You Have Previously Received A Discharge In Bankruptcy, This Is Not And Should Not Be Construed To Be An Attempt To Collect A Debt, But Only Enforcement Of A Lien Against Property.

Your house (real estate) at 126 Clyde Avenue, Cheswick, PA 15024 is scheduled to be sold at the Sheriff’s Sale on January 5, 2026 at 9:00 AM, in Allegheny County, Fourth Floor, Gold Room, Courthouse, Pittsburgh, PA via virtual technology to enforce the judgment of $50,722.78 obtained by U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R2 (the mortgagee) against you. As a result, a writ of execution has been issued in the amount of $52,115.56.

Notice Of Owner's Right

You May Be Able To Prevent This Sheriff's Sale

To prevent this Sheriff's Sale, you must take immediate action:

The sale will be cancelled if you pay to the mortgagee the Back payments, late charges, costs and reasonable attorneys Fees due. To find out how much you must pay, you may call: (212) 471-5100

1. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.

2. You may also be able to stop the sale through other legal proceedings.

3. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney.)

You May Still Be Able To Save Your Property And You Have Other Rights

Even If The Sheriff's Sale Does Take Place.

1. If the Sheriff`s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 412-350-4704.

2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property.

3. The sale will be recorded only if the purchaser pays the Sheriff the full amount of the bid. To find out if this has happened yet, you may call the Sheriff's Office at 412-350-4704.

4. If the amount due from the purchaser is not paid to the Sheriff, the sale must be rescheduled.

5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer will bring legal proceedings, if necessary, to evict you.

6. You may be entitled to a share of the proceeds which were paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff within 30 days of the Sale. The schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the Schedule of Distribution.

7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale.

YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, CONTACT THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.

Dana Marks, Esq. (205165)

Robert Flacco, Esq. (325024)

Danielle Johnson, Esq. (334703)

Allegheny County Bar Association
Koppers Suite 400, 436 7th
Pittsburgh, PA 15219
412-261-5555
Neighborhood Legal Services
928 Penn Avenue
Pittsburgh, PA 15222
412-255-6700

Dana Marks, Esq. (205165), Robert Flacco, Esq. (325024), Danielle Johnson, Esq. (334703), Friedman Vartolo LLP, 1628 John F. Kennedy Boulevard, Suite 300, Philadelphia, PA 19103; 1325 Franklin Avenue, Suite 160, Garden City, NY 11530, T: (212) 471-5100, F: (212) 471-5150, Attorneys for Plaintiff.

25-04261 Nov 17, 2025